{"id":328,"date":"2023-09-02T01:26:48","date_gmt":"2023-09-02T01:26:48","guid":{"rendered":"https:\/\/gorilla-commerce.eu\/ecommerce-payment-gateways\/"},"modified":"2025-08-11T08:36:21","modified_gmt":"2025-08-11T06:36:21","slug":"ecommerce-payment-gateways","status":"publish","type":"post","link":"https:\/\/gorilla-commerce.eu\/en\/knowledge-base\/ecommerce-payment-gateways\/","title":{"rendered":"Ecommerce Payment Gateways"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">The Best Payment Gateways for Your Ecommerce Business<\/h1>\n\n\n\n<p>Ecommerce requires secure and efficient payment gateways that allow customers to complete transactions easily. Payment gateways read, encrypt, and transmit data from credit cards, online wallets, and other payment methods, ensuring secure transaction processing. Many also offer payment processing services, further streamlining the process for businesses.<\/p>\n\n\n\n<p>When choosing a payment gateway, consider your sales volume, technical skills, and specific payment needs. The best gateways minimize fees and provide a seamless experience for both the merchant and the customer.<\/p>\n\n\n\n<p>Below are the top payment gateways available for businesses of all sizes, including leading Polish providers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Stripe: Best Overall Payment Gateway<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free for standard Stripe Connect<\/li>\n\n\n\n<li>$2 per account for Stripe Express or Stripe Custom<\/li>\n<\/ul>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>In-Person Transactions:<\/strong> 2.7% + 5\u00a2<\/li>\n\n\n\n<li><strong>Online Transactions:<\/strong> 2.9% + 30\u00a2<\/li>\n\n\n\n<li><strong>Manually Keyed Transactions:<\/strong> 3.4% + 30\u00a2<\/li>\n\n\n\n<li><strong>International Cards:<\/strong> 4.4% + 30\u00a2<\/li>\n<\/ul>\n\n\n\n<p>Stripe offers maximum flexibility, allowing developers to create customized payment experiences. For those less tech-savvy, ready-made checkout pages are available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Adyen: Best Omnichannel Option<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> Free<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Visa\/Mastercard:<\/strong> Interchange + 13\u00a2<\/li>\n\n\n\n<li><strong>American Express:<\/strong> 3.3% + 23\u00a2<\/li>\n\n\n\n<li><strong>Other Methods:<\/strong> 3%-12% + 13\u00a2<\/li>\n\n\n\n<li><strong>ACH Direct:<\/strong> 40\u00a2 per transaction<\/li>\n<\/ul>\n\n\n\n<p>Adyen enables acceptance of payments through various channels, offering flexible pricing based on transaction types.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Helcim: Best Interchange-Plus Pricing for Businesses of All Sizes<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> Free<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>In-Person Transactions:<\/strong> Interchange + 0.4% + 8\u00a2<\/li>\n\n\n\n<li><strong>Online Transactions:<\/strong> Interchange + 0.5% + 25\u00a2<\/li>\n\n\n\n<li><strong>Manually Keyed Transactions:<\/strong> Interchange + 0.5% + 25\u00a2<\/li>\n\n\n\n<li><strong>ACH Payments:<\/strong> 0.5% + 25\u00a2<\/li>\n<\/ul>\n\n\n\n<p>Helcim offers transparent interchange-plus pricing with different tiers based on monthly sales volumes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PayPal Payflow: All-in-One Solution<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free for Payflow Link<\/li>\n\n\n\n<li>$25 for Payflow Pro<\/li>\n<\/ul>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PayPal\/Venmo QR:<\/strong> 1.9% + 10\u00a2<\/li>\n\n\n\n<li><strong>In-Person Transactions:<\/strong> 2.29% + 9\u00a2<\/li>\n\n\n\n<li><strong>Online Transactions:<\/strong> 2.59% + 49\u00a2<\/li>\n\n\n\n<li><strong>PayPal Payments:<\/strong> 3.49% + 49\u00a2<\/li>\n<\/ul>\n\n\n\n<p>PayPal Payflow is a comprehensive solution that allows acceptance of various payment forms in one place.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Square: Ideal if You Have a Brick-and-Mortar Store<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free for basic plans<\/li>\n\n\n\n<li>From $29 for advanced features<\/li>\n<\/ul>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>In-Person Transactions:<\/strong> 2.6% + 10\u00a2<\/li>\n\n\n\n<li><strong>Online Transactions:<\/strong> 2.9% + 30\u00a2<\/li>\n\n\n\n<li><strong>Manually Keyed Transactions:<\/strong> 3.5% + 15\u00a2<\/li>\n\n\n\n<li><strong>Invoices:<\/strong> 3.3% + 30\u00a2<\/li>\n<\/ul>\n\n\n\n<p>Square offers a POS system for in-person sales and transparent pricing without hidden fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Braintree: Accept a Variety of Payment Types<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free when using both merchant account and gateway<\/li>\n\n\n\n<li>$49 + 10\u00a2 per transaction as gateway-only<\/li>\n<\/ul>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cards and Digital Wallets:<\/strong> 2.59% + 49\u00a2<\/li>\n\n\n\n<li><strong>Venmo:<\/strong> 3.49% + 49\u00a2<\/li>\n\n\n\n<li><strong>ACH:<\/strong> 0.75% (max $5)<\/li>\n<\/ul>\n\n\n\n<p>Braintree, owned by PayPal, offers wide payment acceptance and a high level of customization.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Chase Payment Solutions: Built-In Banking Partner<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> Monthly fee may apply<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>In-Person Transactions:<\/strong> 2.6% + 10\u00a2<\/li>\n\n\n\n<li><strong>Online Transactions:<\/strong> 2.9% + 25\u00a2<\/li>\n\n\n\n<li><strong>Manually Keyed Transactions:<\/strong> 3.5% + 10\u00a2<\/li>\n<\/ul>\n\n\n\n<p>Chase offers fast deposits for clients with a Chase business checking account, utilizing Authorize.net.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Authorize.net: For Complex Payment Needs<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> $25<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Merchant Account + Gateway:<\/strong> 2.9% + 30\u00a2<\/li>\n\n\n\n<li><strong>Gateway Only:<\/strong> 10\u00a2 per transaction + 10\u00a2 daily batch fee<\/li>\n<\/ul>\n\n\n\n<p>Authorize.net, owned by Visa, offers flexibility and the ability to work with other providers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Przelewy24: Most Popular Payment Gateway in Poland<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> None<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online Transactions:<\/strong> From 1.9% + 30\u00a2 (depending on turnover)<\/li>\n<\/ul>\n\n\n\n<p>Przelewy24 supports over 350 payment methods, including BLIK, cards, and bank transfers, ensuring fast and secure transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PayU: Fast and Secure Online Payments<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> None<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online Transactions:<\/strong> From 2.3% + 30\u00a2 (negotiable)<\/li>\n<\/ul>\n\n\n\n<p>PayU is a global leader in online payments, offering extensive integration capabilities and support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Dotpay: Versatile Solution for Ecommerce<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> None<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online Transactions:<\/strong> From 1.9% + 30\u00a2 (individual pricing)<\/li>\n<\/ul>\n\n\n\n<p>Dotpay provides numerous payment methods and easy integration with ecommerce platforms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tpay: Innovative Payment Solutions<\/strong><\/h2>\n\n\n\n<p><strong>Monthly Cost:<\/strong> None<\/p>\n\n\n\n<p><strong>Payment Processing:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online Transactions:<\/strong> From 1.59% + 30\u00a2<\/li>\n<\/ul>\n\n\n\n<p>Tpay stands out with modern solutions like BLIK payments and one-click transactions.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to Choose the Best Payment Gateway for Your Business<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Payment Gateway Costs<\/strong><\/h3>\n\n\n\n<p>Consider all fees: monthly, transaction, PCI compliance, or setup fees. Compare them with your budget and transaction volume.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing Models<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Flat-Rate:<\/strong> Fixed rates, good for small and seasonal businesses.<\/li>\n\n\n\n<li><strong>Interchange-Plus:<\/strong> Transparent but variable; beneficial for higher volumes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Technical Expertise Required<\/strong><\/h3>\n\n\n\n<p>Think about the level of integration and customization needed. Some gateways require programming knowledge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Payment Processing Needs<\/strong><\/h3>\n\n\n\n<p>Determine which payment methods you want to accept and whether you need a POS system.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>Choosing the right payment gateway is crucial for the success of your ecommerce business. Consider costs, pricing models, technical requirements, and specific payment needs. Don&#8217;t forget about local providers like <strong>Przelewy24<\/strong>, <strong>PayU<\/strong>, <strong>Dotpay<\/strong>, and <strong>Tpay<\/strong>, who offer solutions tailored to the Polish market and customer preferences.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ecommerce payment gateways: Find reliable options within 120-155 characters.<\/p>\n","protected":false},"author":1,"featured_media":329,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ecommerce"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ecommerce Payment Gateways - Gorilla Commerce &amp; Solutions<\/title>\n<meta name=\"description\" content=\"Ecommerce Payment Gateways Gorilla Commerce &amp; 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